How to Find Grants to Pay Off College Loans

It is no shock that everyday students who did their best in high school are looking to pick a college, get a better education and get a great paying job that will help them become more productive in life and society. Just log onto any social media outlet and you will see that more and more students are looking into a college education. It seems that doing good in school is not enough these days. More and more students are struggling to earn their college degree. Why? Because every student knows that once you graduate from a university with a major, you have a better chance of getting a higher pay rate and a better job. Just ask anyone who has been through the experience of going to college and you will soon realize that it can be fun and a challenge all wrapped up into one. However, upon further review you will notice that the university life is a costly life style and many students are turning to a sugar daddy to help pay off their student loans. Think of it like having a super rich daddy figure who is willing to give you an allowance to help you make ends meet.

Working at a place like Children’s Hospital of Philadelphia (CHOP) or facilities like CHOP does not come without a cost. Thomas Jefferson University has an amazing nursing program. Having said that, many of the young college students need a sugar daddy to help pay for their student loans. Every student’s first goal is to advance in life and get a successful education. Many never give thought to all of the costs that are associated with life at the university. This is where having a sugar daddy can help. A sugar daddy is someone who is willing to adopt a student, often called a sugar baby. This whole relationship between a sugar baby and her sugar daddy is a special one. This relationship is beneficial for both the sugar daddy and the sugar baby. As the student furthers their education, there are many costs. Things like tuition, housing, entertainment, food and the cost of books goes up every year. As a college student trying to find all of these funds and repaying student loans becomes stressful. A sugar daddy can provide an allowance that will help to pay the bills and keep food on the table while the student does their homework. Everyone knows that student debt can remain for years after graduation.

It’s a shame that so many people work hard to graduate from the university and once they do, they are surrounded with massive debt that will follow them for many years to come. The good news is that many sugar daddy, father figure types are stepping up to the plate and helping payoff student loans.

Think of it like a catalog shopping, scholarship program if you will, with one major difference. The customer service that the sugar baby offers to the sugar daddy, combine with the incentive and customer rewards programs are amazing. Being a sugar daddy has some major perks. First, the relationship between the two people who are seeking arrangements, puts everything on level ground. This is a relationship where the terms can be outlined at the start and followed through. This leaves both parties without expectations because they already understand what their terms are. This takes away all the stress and allows both people to enjoy the relationship.

Just like any relationship, when stress is taken out of the picture, the relationship flourishes. It is like when you take the stress out of any situation, things get better. For example, when the sugar daddy enters the life of the sugar baby and starts to pay off the student loans, the stress goes away and the university student can concentrate on getting good grades.

The cost of living both during your university years and after you find a good paying job are staggering. One of the greatest things you can do to help a college student is to take away some of their financial pain. Being able to help a student with their student loans is a great feeling. As you might know, so many university students struggle with their bills each and every month. Often they have to pay for books and supplies and food goes on the back burner. As a student there are many things being accomplished and the help and support of a sugar daddy is very helpful to the over all well being of the student.

Living in the dorm or near by the college is not always what it is cracked up to be and having an older uncle or daddy figure to spend time with can be a blessing. This relationship is drama free and there is the feeling of no strings being attached because everything is outlined upfront.

The possibilities are endless, just like the imagination of the inner child. The terms of the relationship are open to discussion between the two people who are seeking arrangements. This is one thing that both people seem to enjoy, the freedom to be in control of their own relationship. This is how all adults should live. The relationship established between a sugar daddy and a sugar baby helps the university student to learn many life lessons. Things like time management, being on a budget and more are all part of the relationship. In the modern world, everyone is doing their best to maintain a beneficial relationship that is mutually rewarding.

There are many times when the bond between a sugar daddy and a sugar baby is formed so strong that these two people stay close friends for life, doing things with one another, long after university life is over and the student loans have been paid. Again, this relationship is free from the drama and stress associated with other types of relationships and the two people can work on the relationship itself.

Arrangements of this type are able to offer something for everyone. Together the people who are seeking arrangements, once established, can have fun and make the most of life. As with every relationship, communication is the heart and soul, the very bloodline of this relationship. Together the sugar couple share every aspect if their life or, as many as they are comfortable with. It’s whatever the relationship allows for and in most cases, it’s a lot. Let’s face it, no sugar daddy starts a relationship with a sugar baby just because he wants to pay her bills, however, he doesn’t mind giving her money to pay her student loans and other things she needs. He understands that it feels good to be able to help and there are many benefits to being her sugar daddy.

Often daddy is there to help a sugar baby when there is no one else. All hours of the night or during the wee hours of the morning, a baby can always count on daddy for stimulating conversation and so much more. Daddy is ready to listen and give advice to his sugar baby regardless of what is going on in her life. Just because there is no stress in the relationship between daddy and baby does not mean there isn’t other forms of stress that they will each deal with. The good news is, they are there for each other and will listen to each other and each person in the relationship will be there to help the other person relieve stress. That is why these relationships are well sought after and work very well for so many people.

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Six Worst College Majors for 2017 and Future Employment

The astronomical cost of college today makes finding an appropriate major even more important. Making the most of your college education is vital to your career success. While finding something you love is a blessing, being open-minded about the job market and employment opportunities is mandatory.

With student loan debt rising every year, our college students need to be very careful how they spend their money for education. Your ultimate goal upon graduation is to find a career and job that makes you happy and allows you to make a decent living.

Parents need to help their high school students investigate the career opportunities that will be available after they graduate. Before making your final decision on which college major to pursue, you need to evaluate the pros and cons of your desired field of study. The end result is that students will make better decisions about what their future holds.

Here are six college majors with limited opportunity for employment upon graduation:

1. Religion: Traditional colleges are not the road to take if you are looking to devote your life to religion. Most religious careers have low-income potential and provide great self-satisfaction rewards for the right candidate. If this is the career path that you want to pursue, speak with your local priests, bishops, ministers or rabbi. They can steer you along a path that will most likely cost nothing and provide the guidance that you are looking for.

2. English Literature: While literature is a wonderful way to enjoy your free time, it may not be the best career path in today’s job market. It can help you build some great skills, but in the real world, you will be overlooked for others with a more diverse set of business, computer or technical training. Careers in this area are very low paying and would not help pay your student loans that were incurred during your education.

3. Anthropology: Very few opportunities exist for recent graduates in this field and over the coming years, there will be even less. While this may be an interesting and enjoyable hobby form many individuals, it is not a promising career alternative. Something in the medical sciences would be a better alternative and provide many different avenues for career advancement.

4. Fine Arts or Photography: Being an artist or photographer is a wonderful talent and can be enjoyable to envision your final work. But the reality is that careers in this area are not very profitable or plentiful. With the advent of great cell phone cameras and sophisticated, easy to use editing programs, digital arts and photography have become simple for the average person to get great results.

5. Music: If you are talented and focused, you will be successful. Normally that is true, but careers in music are very hard to come by. They success rates are similar to those of professional athletes. Many great voices, many great musical minds are left behind as only the top 1% actually make a reasonable living in this field. It can be a great side job or hobby, but if you are planning to make it a career, it will be a bumpy road.

6. Exercise Science: For those considering this major, please re-consider. Your employment opportunities are no better than if you were an athlete in high school looking for a job at a gym or being a personal trainer. Pay scale is generally low and there are no specific jobs that require this degree for employment.

Summary: These six majors offer less than desirable potential for jobs upon graduation. Be mindful of your need to earn a living as well as pursue a passion. Unless you are independently wealthy and do not need to work, the cost of your education would be better spent building an enjoyable and prosperous career.


Keith Maderer has been a Financial, Investment and Tax professional in the Buffalo-Niagara region for over 30 years. He helps individuals and families by providing Simple Solutions to common problems that get in the way of enjoying life and retirement.

He is an author, an entertaining and humorous speaker that enjoys captivating audiences with stories, anecdotes and messages that inspire and motivate others to achieve their goals.

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A Creative Way To Finding Money For College Tuition

Like I was for many years, my friend Cheryl is a single mother. Cheryl’s daughter is going to be the first of her 3 girls to go to college. This young lady wants to be an elementary school teacher because she loves kids and wants to one day have some of her own and having those summers and holidays off with her own children in the future is very important to her. She’ll be attending a 2 year junior college to begin with as she doesn’t want to go into major debt getting her degree. Sounds like a good head on her shoulder don’t you think?

The FAFSA has been approved, the Pell Grant received, and after all scholarships are in and all monies applied towards room and board, books, computer, and tuition, there’s still a deficit. Finding that last $4,000 for her daughter’s first year in college has been a challenge for my friend, especially since she doesn’t want to take out any student loans. So, we started brainstorming on how to quickly raise money for college tuition. This is how we found it!

I remembered many years ago when Cheryl’s grandparents passed away she was left with many items to do with what she wanted. I also remembered that some of those items were old treasures, antiques and collectibles. They’ve always remained in boxes stored away in the basement and we both agreed that they’d probably never come upstairs to be displayed and the girls probably would never want them either. We got busy digging those treasures out, cleaning them off and began taking pictures of everything. There were extensive salt and pepper shakers, pristine old kitchen items, a huge doll collection, a couple of very old, heavy and ornate chess sets, vintage jewelry and clothing as well as other nick-nacky stuff. We even uncovered a stamp collection and old World War II memorabilia.

I got this idea of selling things online because my husband had recently told me that our sister-in-law had started liquidating his brother’s hunting things by putting them on and selling them on E-Bay. She, in one afternoon, made almost $1500 by auctioning off his old and extensive Ducks Unlimited items. Not too shabby I would say.

It was a very good day when those bids started flying in after we had placed her grandparents antiques and collectibles on the auction site. What looked almost impossible to gather $4000 in a month was made possible. Cheryl knew that grandma and grandpa would absolutely not have any problem with selling these things in order for one of their great-granddaughters to further her education.

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